Motor Insurance

Comprehensive protection for your car or two-wheeler.

Third-party motor insurance is mandatory in India, but it covers limited situations. Comprehensive cover adds protection for accidents, theft, natural disasters, own damage, and claim-related support.

We'll get back to you within one business day.

What it covers

Coverage, explained.

Third-party liability (mandatory)
Own damage from accidents, fire, vandalism
Theft and total loss
Natural calamities (flood, earthquake, cyclone)
Personal accident cover for owner-driver
Optional add-ons: zero depreciation, engine protect, return-to-invoice, roadside assistance

What to watch for

Common mistakes we help you avoid.

Letting cover lapse, you lose accumulated No Claim Bonus instantly.
Skipping zero-depreciation cover on cars under 5 years old.
Under-declaring IDV to lower premium, which directly reduces your claim payout.
Forgetting roadside assistance, especially in monsoon-prone cities.
Filing very small claims without considering the impact on No Claim Bonus.

Claim Guidance

If you need to claim, we can help with the process.

Inform your insurer within 24 hours of any incident. For accidents, take dated photos before moving the vehicle and get a police FIR for theft or third-party injury. We help you decide whether a claim makes sense and assist with surveyor coordination.

FAQs